Recently, I represented the parents of a young woman who had died suddenly, without a Will. After her parents were appointed as Personal Representatives of her estate, they started the search for her assets. She was a successful website designer, doing well financially, but her parents could find no bank or investment statements or bills. Their daughter had gone "paperless". Luckily, her parents could access her e-mail account, where they found notices about overdue payments and online statements. But without usernames and passwords, locating, accessing and dealing with her online accounts was difficult. What should have been a simple estate turned into a two year ordeal.
Many Seniors who live alone need help, not a move to a nursing home. Due to a physical disability, they may be unable to go grocery shopping, run errands, pick up prescriptions, cook, do laundry, shower or take a bath safely, or keep their home clean. With a little (or a lot) of help, they can remain in their homes. Their children, other family members or friends may not live close enough to help on a day to day basis, or they may not be aware that help is needed. Many Seniors reach a crisis point, when their doctor files a report with the local Elder Services Agency that their living situation is not safe. The good news is that the Elder Services Agency is there to help Seniors remain in their homes. The agency will send a Social Worker to visit the Senior in his or her home to evaluate the situation and determine what services are needed. These services include: